Make home ownership easy with specialized Veteran Home Buyer.
Discover the low rates you deserve.
- No upfront commitment
- No hard credit check
Low Rates & Zero lender fees
Buying a home shouldn’t feel overwhelming—especially for those who’ve served. We guide you through every step, clearly explain your options, and help you secure the rate and payment you deserve, with no lender fees and no surprises.
VA loans are eligible for a waived lender fee. Offer is subject to termination without notice. This offer does not extend to Housing Finance Agency loans. ‘Triggered RESPA’ in accordance with Regulation X, is defined as lender receipt of all six pieces of information received in a secure format; applicant name, property address, home value, loan amount, income and SSN. Not all borrowers will be approved. Borrower’s interest rate will depend upon the specific characteristics of borrower’s loan transaction, credit profile and other criteria. Offer not available from any d/b/a or operations that do not operate under the Citywide Home Mortgage name. Restrictions apply.
The soft credit pull pre-approval option is available for conventional, government, and jumbo loans for both purchase and refinance transactions. This pre-approval provides an initial assessment of a borrower’s qualifying information and does not impact the borrower’s credit score. A hard credit pull is required before a loan is submitted to underwriting and will affect the borrower’s credit score. Borrowers who are already under contract will automatically proceed with a hard credit pull when applying for loan approval. All applicants are subject to credit and underwriting approval, and not all borrowers will be approved. Restrictions may apply.
VA loans offer the powerful benefit of buying a home with no down payment required
See competitive VA rates tailored to your situation- with no hard credit check to explore your options.
1-on-1 Veteran Support
You get direct, personal guidance from a lender who understands veteran and stays with you from start to finish.
Unlock Your VA Home Loan Benefits
Your VA loan gives you powerful advantages – 0% down payment options, no mortgage insurance, flexible credit guidelines, and some of the lowest rates available.
We break everything down clearly so you always know:
– Exactly how much home you can qualify for
– What your monthly payment looks like
– How to use your VA eligibility the smart way
– When a VA IRRRL refinance can lower your rate with almost no paperwork
With the right guidance, your VA benefits become a real advantage – not just a headache.
Let’s get started on your VA home-buying journey.
Mortgage Calculator
This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and depend on credit and underwriting criteria; your actual rate, payment, and costs may be higher. Citywide cannot predict future interest rates. Any sample rate provided is for illustrative purposes only and is not intended to offer mortgage, financial, or other advice specific to any individual, nor should it be relied upon as such. All applicants are subject to credit and underwriting approval, and not all applicants will be approved for financing. Receipt of an application does not constitute approval or a guarantee of an interest rate. Restrictions may apply; please contact Citywide for current rates and additional information. All information provided is for informational and educational purposes only and should not be construed as financial, investment, or legal advice. Citywide does not guarantee the quality, accuracy, completeness, or timeliness of this information. While efforts are made to verify the content, it should not be assumed to be error-free. Some information may be provided by third parties and has not necessarily been verified by Citywide. Citywide, its affiliates, and subsidiaries assume no liability for any direct, indirect, consequential, special, exemplary, or other damages arising from the use of or reliance on this information, including personal or financial loss, whether based in contract, tort (including negligence), or otherwise.
VA Loan Benefits
- 0% Down Payment Options
- Competitive VA Rates
- No Monthly Mortgage Insurance
- Flexible, Easier Qualification
VA loans give veterans powerful long-term advantages. Your earned benefit makes it possible to buy a home with no down payment, no monthly mortgage insurance, and competitive rates that can lower your monthly payment. With flexible credit guidelines and exclusive VA perks, you can get more buying power compared to FHA, USDA, or conventional loans.
We know that as a veteran you’ve given so much, and we’re honored to give back. The VA loan is a benefit you’ve earned, and we’re here to help you unlock its full potential.
0% Down Payment
With VA home loans, you can achieve home ownership with 0% down, making it easier than ever to move into the home you deserve.
Competitive Rates
Take advantage of competitive VA rates designed to make home ownership more affordable for veterans and active-duty service members.
No PMI
With no Private Mortgage Insurance required on VA loans, veterans save thousands-making homeownership more affordable for those who served.
Soft Credit Pull Pre-Approval
Soft credit pull pre-approval is available for eligible loan programs and provides an initial qualification review; a hard credit pull is required prior to underwriting and may impact credit score. Approval is subject to credit and underwriting guidelines. Not all borrowers qualify. Restrictions apply.
High Praise!
Need Help With Your VA Loan? We’re Here 24/7
+1 (980) 888‑8387
Whether you have questions, want to check eligibility, or need help getting started, our team is here day or night to support you.
