Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. VA approved lender. Not affiliated with any government agency.

Make home ownership easy with specialized veteran home loans.

Discover the low rates you deserve.

Low Rates

We understand how challenging the path to homeownership can be, especially for veterans and active-duty military personnel.

0% Down Payment

VA loans offer the significant benefit of requiring no down payment.

Check Your Rate

VA loans offer the significant benefit of requiring no down payment,

Personalized Support

VA loans offer the significant benefit of requiring no down payment,

Watch and Learn

In this video, Bryce Wait from Source Mortgage Group shares insider tips to help you save, even when rates are high, so you can move forward with confidence.

For example, you may qualify for an Interest Rate Reduction Loan, which would allow you to secure your dream home now and refinance when rates fall! With our expert guidance on VA loans and refinancing options, you’ll be confident about your home purchase. Let’s get started on your home-buying journey today!

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Veteran Home Buyer

VA home loans offer lifetime value. Your hard-earned benefit can be used over and over again. See how much you can save with the lowest average interest rate when compared to USDA, FHA, and Conventional Loans.

Maximize Your VA Loan

We know that as a veteran you’ve given so much, and we want to give back. The VA loan is a benefit you’ve earned, and we’re here to help you unlock its full potential.

0% Down Payment

With veteran home loans, you can achieve home ownership with 0% down payment, making it easier than ever to move into the home you deserve.

Competitive Rates

Take advantage of our competitive rates with veteran home loans, designed to make home ownership more affordable.

No PMI

With no PMI (Private Mortgage Insurance) required, veteran home loans offer significant savings, making home ownership even more accessible for those who served.

No Credit Pull

No credit pull required—poor credit? No problem! Veteran home loans are designed to help you qualify for the home you deserve, regardless of your credit history.

High Praise!

Bryce worked with our Buyer’s Agent to get us into a home that we loved at a price that is affordable to us. So if you are in the buyer’s market for a home–be it the first time or not–you can trust Bryce and his team to have your back no matter what. We couldn’t recommend them more highly and will absolutely be working with them again in the future.

Absolutely superb service. Highly recommend for va home loan You will not be disappointed. “We had to switch mid contract from another mortgage lender and I cannot emphasize enough the complete 180. Communication was absolutely perfect. Everything was done accurately and timely. There were absolutely no hiccups or problems at all. It was honestly the easiest part of the home buying experience once Bryce’s team took over. Paul made sure all of our questions were answered and that he regularly communicated with us where we were in the process, and the app regularly updated us and has a nice tracking feature that made us super happy to see us moving through the process. We could not have been happier with our service. Thank you so much for everything, for the smooth transaction, and taking all that stress off of our shoulders!

I was able to bring less than $40 to the closing table! Buying my first home in 2019: Bryce and Sarah were extremely helpful for me during my first home buying process. I felt safe with them, and feel confident now that I made the right choice during the process. I had several questions, and they were both available at any time to help answer my questions or offer additional clarification. 1 year later, Refinancing my home: I was happy to work with Bryce and Sarah again for my house financing. Even though it had been only a year since purchasing my home, and using them as my lenders, Bryce reached out to let me know the rates were ripe for the refinance, and I seized the opportunity. I was able to bring less than $40 to the closing table and cut 60 payments from my mortgage, I was more than pleased! I would highly recommend working with them as they made the process extremely easy, even during this uncertain time in the world. Thank you!

Call for 24/7 Backup — Day or Night

1-800-884-5560

For help, questions or to see what you qualify for, give us a call!

Member FDIC. Equal Housing Lender.

VeteranHomeBuyer.com
Operated by Novus Home Mortgage
230 Findlay Street
Cincinnati, OH 45214 
513-824-8171

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© 2021-2025 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.

Make home ownership easy with specialized veteran home loans.

$1421

Monthly Payment

0% Down Payment

Competitive Rates

No PMI

No Credit Pull