Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. VA approved lender. Not affiliated with any government agency.

Make home ownership easy with specialized veteran home loans.

Discover the low rates you deserve.

Low Rates

We understand how challenging the path to homeownership can be, especially for veterans and active-duty military personnel.

0% Down Payment
VA loans offer the significant benefit of requiring no down payment.
Check Your Rate
Explore competitive rates for all loan types. Our top rates are updated daily.

Personalized Support

We offer 1:1 support, to help you secure the home you deserve.

Watch and Learn

In this video, Bryce Wait from Source Mortgage Group shares insider tips to help you save, even when rates are high, so you can move forward with confidence.

For example, you may qualify for an Interest Rate Reduction Loan, which would allow you to secure your dream home now and refinance when rates fall! With our expert guidance on VA loans and refinancing options, you’ll be confident about your home purchase. Let’s get started on your home-buying journey today!

Mortgage Calculator

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5%

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Veteran Home Buyer
VA home loans offer lifetime value. Your hard-earned benefit can be used over and over again. See how much you can save with the lowest average interest rate when compared to USDA, FHA, and Conventional Loans.
Maximize Your VA Loan

We know that as a veteran you’ve given so much, and we want to give back. The VA loan is a benefit you’ve earned, and we’re here to help you unlock its full potential.

0% Down Payment

With veteran home loans, you can achieve home ownership with 0% down payment, making it easier than ever to move into the home you deserve.

Competitive Rates

Take advantage of our competitive rates with veteran home loans, designed to make home ownership more affordable.

No PMI

With no PMI (Private Mortgage Insurance) required, veteran home loans offer significant savings, making home ownership even more accessible for those who served.

No Credit Pull

No credit pull required—poor credit? No problem! Veteran home loans are designed to help you qualify for the home you deserve, regardless of your credit history.

High Praise!

Call for 24/7 Backup — Day or Night

1-800-884-5560
For help, questions or to see what you qualify for, give us a call!